Construction machinery financing leasing risk Zhaxian the
author：admin time：2012-8-15 10:20:24 hits：971

"It is estimated that more serious problems in the state-owned banks over loans, the total amount involved may be hundreds of millions in the hundreds of millions of ten." The source said, the Enterprise Group only mortgage secured financing in the line of the shares of more than 50 pen and its associatedenterprises in North China, South China and East China. There are indications that the consequences Construction Machinery Financial Leasing Sales blind development is emerging.

"Construction Machinery Financial Leasing similar to 一手房 mortgage loans, downstream customers will the regular batches repay device payment. The Northeast Securities engineering machinery industry analyst Li Kun said, if the mortgage is overdue, authorized dealers generally give 2 to 3 months after the delay period, the delay period, the right to recover the machine, that is, the so-called "buy-back".

A branch of Industrial and Commercial Bank of Jiangsu Province deputy governor said, "If a large area of the entire industry of default, the repurchase will not help, after all, the manufacturers are also facing cash flow constraints."

2006 to 2007 is the peak of the machinery industry, finance leasing companies established. "The CCMA financing leasing branch president Li Hanbing tell reporters leasing business is also developing rapidly, with the industry demand for large-scale growth in 2009 to 2010, this largely helped the rapid growth of the small and medium-sized business customers.

China Construction Machinery Industry Association statistics show that in 2011, 20 categories of construction machinery products sales revenue exceeded 500 billion yuan, a year-on-year growth of more than 17%. It is understood that the domestic construction machinery enterprises sell their products, finance leases mode proportion ranging from three to 80%, the full amount paid account for only a small number.

Li Kun downstream customers in the construction machinery manufacturing enterprises, infrastructure and real estate companies accounted for more than half; major products, concrete cement mixer price generally slightly lower than the 100 million, excavators, cranes and other price in a few 100000-1000000 yuan. Customers to buy the machine, the mortgage loan industry practice.